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Many consumers are shopping online for Auto Insurance in California, although most consumers agree that they'd rather speak with an agent before buying the policy. Basically, people want to conduct their initial research for insurance online, but still want an agent to provide advice on coverage's, carrier selection and billing options. In a recent study, over 60% of clients that went with an online carrier have come back to a local, indepedent agent within 2 years because they missed the one-on-one service and guidance for coverage as their lives change. Let's face it, if you call an insurance company 2-3 times per year and speak with a call center in another state, it's hard for that call center employee to determine what type of coverage you should have. They don't know you, have never spoken to you and could easily steer you in the wring direction. Shopping online for insurance is a great place to start so you don't have to call or drive to an office just to receive a quote. But, when it comes time to executing a policy for Auto, Home, Condo, Renters, Business or Life Insurance, nothing beats a local independent agent. The biggest advantage is the fact that independent agents don't work for any single insurance company, they work for you the insured. The main objective of an independent agent is to find you the best quality coverage for the lowest price possible. Limits of liability can vary depending on where you are in life, what assets you own and your earning power over the next several decades. Just because a cartoon or lizard tells you to click and save, doesn't mean the policy you'll buy is going to be the best for you.  So the next time you're shopping for insurance online, remember to include the independent agent in your search. You'll  be able to get a true comparison on coverage's, price and quality of service. Insurance is about protection and the last thing you need is not to have enough if it when you have an insurance claim

Our agency can shop over 100 carriers within 10 minutes and help you find the best coverage for the best price in California. Visit us online or call 800.454.8211. 
Posted 8:00 AM

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Ganis Insurance Services, Inc.
3655 Torrance Blvd, Suite 210
Torrance, Ca. 90503
Ca Lic # 0I01647
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